The Florida Statutes that comprise

The firm's 2009 Liability, Property and Motor Vehicle Insurance Manual were compiled by the firm's attorneys particularly with insurance industry professionals in mind.

Although considerable effort has been made

to ensure the accuracy of the Manual, including all pertinent changes adopted by the 2009 regular session of the Florida Legislature, it should be noted that statutes and court rules change frequently, and this is especially so in the areas of liability insurance. Caution is therefore advised in the use of this manual as your sole source of legal authority. If you have any questions about the contents, we encourage you to contact one of our attorneys.

Section II:  Auto Related Statutes

 

Anti-Stacking Statute

Financial Responsibility— Definitions & Required Provisions

  • Florida Statute:
  • 324.021 Definitions; minimum insurance required
  • 324.031 Manner of proving financial responsibility
  • 324.151 Motor vehicle liability policies; required provisions

PIP/No-Fault Law

  • Florida Statute:
  • 627.730  Florida Motor Vehicle No-Fault Law
  • 627.731  Purpose
  • 627.732  Definitions
  • 627.733  Required security
  • 627.734  Proof of security; security requirements; penalties
  • 627.736  Required personal injury protection benefits; exclusions
  • 627.737  Tort exemption; limitation on right to damages
  • 627.739  Personal injury protection; optional limitations; deductible
  • 627.7401  Notification of insured's rights
  • 627.7403  Mandatory joinder of derivative claim
  • 627.7405  Insurers' right of reimbursement
  • 627.7415  Commercial motor vehicles; additional liability insurance coverage

Rental Car Insurance

  • Florida Statute:
  • 627.7263  Rental and leasing driver's insurance to be primary; exception

Uninsured and Underinsured Vehicle Coverage

  • Florida Statute:
  • 627.727  Motor vehicle insurance; uninsured and underinsured
  • 627.7277  Notice of renewal premium

Insurance Contracts

  • Florida Statute:
  • 627.7295  Motor vehicle insurance contracts
  • 627.72951  Temporary binding permitted

Collision with Animals

  • Florida Statutes:
  • 768.12  Motor vehicle colliding with any animal at large on a public highway

If you would like to receive a complimentary copy of the firm's Liability, Property & Motor Vehicle Insurance Manual, you may request one by sending an email to
Alan Gonsalves at or you may call him at 1-800-876-3392.